Effective date: June 10, 2026
These Terms of Service ("Terms") are a binding agreement between you and Auraleth Lab, LLC, a Delaware limited liability company ("Auraleth," "we," "us," or "our"), the company that makes and operates SpendSentry (the "Service"). By creating an account, subscribing, or using the Service, you agree to these Terms, our Privacy Policy, and our Refund Policy. If you do not agree, do not use the Service.
1. What SpendSentry does
SpendSentry helps you find recurring subscriptions you're paying for and decide what to keep or cancel. You add subscriptions manually, and — where you connect an email account — we scan for subscription-related messages to surface charges you may have forgotten. We also provide AI-assisted answers about your subscriptions.
We help you act; we are not your bank, your financial advisor, or a party to your subscriptions with third parties. When you cancel a third-party subscription, you are the principal and we are only assisting. We do not guarantee that we will find every subscription you have, or any particular savings result.
We are continually improving the Service and may add, change, or discontinue features at any time. We strive to keep the Service available but do not guarantee uninterrupted or error-free operation, and we may perform maintenance with or without notice.
2. Eligibility
You must be at least 18 years old and a resident of the United States to use the Service. SpendSentry is offered only in the United States. Do not use the Service if you are located outside the United States.
3. Your account
You agree to provide accurate, current information when you create your account and to keep it up to date. You are responsible for keeping your login credentials secure and for activity under your account, and you agree to notify us promptly at support@spendsentry.app if you believe your account has been accessed without authorization. One account per person. We may suspend or terminate accounts we reasonably believe are involved in fraud, abuse, or a breach of these Terms.
4. Subscriptions, billing, and auto-renewal
Please read this section carefully. It describes how recurring billing works.
- Plans. SpendSentry is sold as a paid subscription. We offer Monthly, 3-month, and Annual plans. Current prices are shown at checkout before you pay.
- No free trial; you are charged at purchase. There is no free trial. Your first payment is charged immediately when you subscribe. Any introductory or promotional price applies only to your first billing term.
- Automatic renewal. Your subscription renews automatically at the end of each billing term and continues until you cancel. Unless you cancel, you authorize us and our payment processor (Stripe) to automatically charge your payment method on each renewal date, without further action by you ("off-session" charges).
- Renewal price. After any introductory term, your plan renews at the then-current standard price for that plan, which is disclosed to you before purchase. The renewal price may be higher than your introductory price.
- How to cancel. You can cancel at any time in the app at Settings → Plans → your plan → Cancel. Cancellation stops future renewals. You keep access until the end of the term you have already paid for. Cancelling does not by itself entitle you to a refund — see the Refund Policy.
- Price changes. If we change the price of your plan, we will give you at least 30 days' notice by email before the change takes effect, and you may cancel before it applies.
- Currency. All prices are in U.S. dollars (USD).
5. Refunds
Our refund terms are set out in the Refund Policy, which is part of these Terms. In short: you may request a refund within 14 days of your first purchase, no questions asked. After that, refunds are handled case by case as described in that policy.
6. Acceptable use
You agree not to:
- Use the Service to access, scan, or surveil an email account or data that is not your own or that you are not authorized to access.
- Reverse engineer, scrape, or attempt to extract the source code of the Service except as permitted by law.
- Interfere with, overload, or disrupt the Service, or attempt to bypass security or rate limits.
- Use the Service for any unlawful purpose or in violation of others' rights.
7. Your data and content
The subscription information you add is yours. You grant us a limited license to use it solely to operate and provide the Service to you. When you use AI features, the questions and relevant data you submit are processed by our AI providers (including Anthropic and Tavily) to generate a response, as described in the Privacy Policy. Do not submit information you are not comfortable processing this way.
Feedback. If you send us feedback, suggestions, or ideas about the Service, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use and incorporate them without restriction or compensation to you.
8. Intellectual property
We own the Service, including the SpendSentry name, brand, software, and content, except for your data. We grant you a personal, non-transferable, revocable license to use the Service while your subscription is active. No other rights are granted.
9. No financial advice; disclaimers
SpendSentry is an informational tool. We do not provide financial, investment, tax, or legal advice, and we are not a bank or a registered financial advisor. Savings estimates, recommendations, and AI-generated answers are informational only and may be incomplete or inaccurate. You are responsible for your own financial decisions.
The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.
10. Limitation of liability
To the fullest extent permitted by law, Auraleth and its officers, members, and employees will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or data. Our total liability for any claim relating to the Service will not exceed the amount you paid us in the 12 months before the claim. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.
11. Indemnification
You agree to indemnify and hold Auraleth harmless from claims, losses, and expenses (including reasonable legal fees) arising from your misuse of the Service or your breach of these Terms.
12. Termination
You may terminate by cancelling your subscription and deleting your account. We may suspend or terminate your access if you breach these Terms or to comply with law. Sections that by their nature should survive termination — including data ownership, intellectual property, disclaimers, limitation of liability, and dispute resolution — will survive.
13. Dispute resolution; arbitration; class-action waiver
Please read this section carefully — it affects how disputes are resolved and limits your rights.
- Informal resolution first. Before filing a claim, contact us at legal@spendsentry.app and give us 30 days to try to resolve it.
- Binding arbitration. Except as set out below, any dispute relating to the Service or these Terms will be resolved by binding individual arbitration, not in court, administered by a recognized arbitration provider under its consumer rules.
- Class-action waiver. Disputes will be brought only in your individual capacity, not as a plaintiff or class member in any class or representative proceeding, to the extent permitted by law.
- Small-claims carve-out. Either party may bring an eligible claim in small-claims court instead of arbitration.
- 30-day opt-out. You may opt out of this arbitration agreement by emailing legal@spendsentry.app within 30 days of first accepting these Terms.
- Time limit on claims. To the extent permitted by law, any claim relating to the Service or these Terms must be filed within one year after the claim arose, or it is permanently barred.
- Governing law and venue. These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules. Any dispute that is not subject to arbitration will be brought exclusively in the state or federal courts located in Delaware, and you consent to their jurisdiction.
14. Changes to these Terms
We may update these Terms. For material changes, we will provide notice (for example, by email or in the app). Your continued use after the changes take effect means you accept the updated Terms. The "Effective date" at the top reflects the latest version.
15. Apple and Google app stores
If you use SpendSentry through Apple's App Store or Google Play, the following also apply:
- These Terms are between you and Auraleth only, not with Apple or Google.
- Apple and Google are not responsible for the Service or for support.
- Apple is a third-party beneficiary of these Terms as to iOS users and may enforce them.
- The applicable app store's own terms also apply to your use of the app obtained through it.
16. General
If any provision is unenforceable, the rest remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for delay or failure to perform caused by events beyond our reasonable control, such as natural disasters, government actions, internet or utility failures, or failures of third-party services. These Terms, together with the Privacy Policy and Refund Policy, are the entire agreement between you and us regarding the Service.
17. Contact
Auraleth Lab, LLC 1111B S Governors Ave, Suite 53365, Dover, DE 19904 Email: legal@spendsentry.app